Visa Credit Card

 
Want a credit card that doesn’t charge you just to have it in your wallet? Give our Visa Platinum Rewards card a try. It has no annual fee, a 25-day grace period and no hidden charges. On top of that, it has a low, fixed rate, not a variable one that can change on you without notice.

We offer credit lines of up to $15,000, and you earn points toward Score Card Rewards every time you make a purchase —one point for every dollar. You can use these to redeem for free gifts and travel certificates.

Repayment is easy too, since you can view and pay your bill online. You can even transfer money directly from your share account. Why carry any other card?

Annual Percentage Rate
(APR) for Purchases
7.99% - 18.00%*
Fixed
Cash Advance APR7.99% - 18.00%*
Fixed
Balance Transfer APR5.99% - 18.00%*
Fixed
Penalty, Other APRsNone
How to Avoid Paying Interest on PurchasesYour due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance be the due date (Grace Period) each month.
Minimum Interest DueIf you are charged interest, the charges will be no less than $0.00.
For Credit Card Tips from the Federal Reserve BoardTo learn more about factors to consider when applying for or using a credit card, visit the web site of the Federal Reserve Board at http://www.federalreserve.gov/creditcard
Annual FeesNone
Transaction Fee
for Cash Advances
$1.00
Balance transfer feeNone
Late-payment feeUp to $20.00
Return Payment Fee$30.00
Over-the-Credit-Limit FeeNone

*Your APR is based on your individual credit files.
How We Will Calculate Your Balance: We use a method called "average daily balance"(including new purchases). *An explanation of this method is provided in your account agreement.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.